Affiliate Terms & Conditions

Revision Date: 3rd August 2015 Affiliate Agreement

This agreement (the “Agreement) is made between PayMente Limited (t/a “”) and the Affiliate (Affiliate), and collectively, the “Parties”) for participation in’s Affiliate program. If Affiliate does not want to participate in the Affiliate program, please disregard the following agreement.

Affiliate wishes to include certain materials promoting, and to include a link to’s website within those materials on Affiliate’s website;

NOW THEREFORE, in consideration of the mutual promises, covenants, warranties, and other good and valuable consideration set forth herein, the Parties agree as follows:

1. Promotional Materials. shall make available to Affiliate certain xml feeds, API, banner advertisements, button links, text links, and/or other graphic or textual material for display and use on the Affiliate website (the “Promotional Materials”). Affiliate shall display the Promotional Materials on Affiliate’s website prominently and as Affiliate sees fit, provided that the manner of display shall be subject to the terms and conditions of this Agreement. Affiliate shall also include a link from the Promotional Materials to’s website, as specified by

2. Use of Promotional Materials. The Affiliate’s use and display of the Promotional Materials on the Affiliate’s site shall conform to the following terms, conditions and specifications:

a. Affiliate may not use any graphic, textual or other materials to promote website, products or services other than the Promotional Materials, unless agrees to such other materials in writing prior to their display.

b. Affiliate may only use the Promotional Materials for the purpose of promoting’s website (and the products and services available thereon), and for linking to’s website.

c. Affiliate will not alter, add to, subtract from, or otherwise modify the Promotional Materials as they are prepared by If Affiliate wishes to alter or otherwise modify the Promotional Materials, Affiliate must obtain prior written consent from for such alteration of modification.

d. The Promotional Materials will be used to link only to’s website, to the specific page and address as specified by

3. License. hereby grants to Affiliate a nonexclusive, nontransferable license (the “License”) to use the Promotional Materials as specified under the terms and conditions of this Agreement. The term of the License shall expire upon the expiration or termination of this Agreement.

4. retains all right, ownership, and interest in the Promotional Materials, and in any copyright, trademark, or other intellectual property in the Promotional Materials. Nothing in this Agreement shall be construed to grant Affiliate any rights, ownership or interest in the Promotional Materials, or in the underlying intellectual property, other than the rights to use the Promotional Materials granted under the License, as set forth in Section 3.

5. Relationship of Parties. This Agreement shall not be construed to create any employment relationship, agency relationship, or partnership between and Affiliate. Affiliate shall provide services for as an independent contractor. Affiliate shall have no authority to bind into any agreement, nor shall Affiliate be considered to be an agent of in any respect.

6. Commissions.

a. In exchange for Affiliate’s display of the Promotional Materials, and for Affiliate’s compliance with and performance of the terms and conditions of this Agreement, shall pay to Affiliate a commission (the “Commission”) in the amount of a percentage of product sold to a user that accesses’s website through a link on Affiliate’s website. The current percentage posted is 3%. This percentage is subject to change by the at any time. Notification to Affiliate of any change in commission percentage will be given by at the email address on hand for Affiliate. Commission will be based on purchases made by a user for any new and recurring purchases for the cookie duration of the registered user.

b. shall keep accurate and up-to-date records of the data used to determine the total amount of Commissions owed to Affiliate. Affiliate shall be given reasonable access to these records upon request, and is available through the Affiliate area on the member page at Any discrepancy between the amount of Commissions owed according to these records, and the actual amount of Commissions paid to Affiliate in any period or periods shall be rectified by within 14 days of discovering such discrepancy.

c. Commissions are held for a period of thirty (30) days from any purchase to protect in the event of any chargeback that may occur. shall pay all Commissions accrued and payable to Affiliate within 14 days of the first day of each month (the “Commission Payment Date”). If on any Commission Payment Date, the amount of total Commissions accrued and payable to Affiliate is less than N3000.00, then such accrued and payable balance shall be held over to the following month, and paid together with the Commissions due for that month. If at any time, the balance of accrued and payable Commissions is held over for 2 consecutive months, then shall pay all accrued and payable Commissions to Affiliate in the third month, regardless of the total amount owed. Payment is made via the Affiliate’s bank account registered with account.

d. In the event that Affiliate materially breaches this Agreement and terminates this Agreement within thirty (30) days of such breach, then any accrued and payable Commissions owing to Affiliate shall be forfeited, and shall not be obligated to pay such Commissions to Affiliate.

7. Affiliate’s Representations and Warranties. Affiliate represents and warrants the following:

a. Affiliate has the legal authority to enter into this Agreement and to be bound to the promises, covenants, and other duties set forth in this Agreement.

b. Affiliate’s website does not contain any materials that are:

i. Sexually explicit, obscene, or pornographic;

ii. Offensive, profane, hateful, threatening, harmful, defamatory, libelous, harassing, or discriminatory (whether based on race, ethnicity, creed, religion, gender, sexual orientation, physical disability, or otherwise);

iii. Graphically violent, including any violent video game images; or

iv. Solicitous of any unlawful behavior

c. Affiliate has obtained any necessary clearances, licenses, or other permission for any intellectual property used on Affiliate’s website. Nothing on Affiliate’s website infringes upon the intellectual property rights of any person or entity. No person or entity has brought or threatened an action claiming such infringement, nor does Affiliate have any reason to believe that any person or entity will bring or threaten such a claim in the future.

d. Affiliate will not use the Promotional Materials in any manner other than those set forth in Section 2 above.

e. Affiliate will not make any claim to ownership of the Promotional Materials, or of the copyright, trademark, or other intellectual property therein.

f. Affiliate will not publish or otherwise distribute any advertising materials for Affiliate’s website that reference or’s website unless gives prior written consent to the distribution of such materials. Affiliate will not use’s name (or any name that is confusingly similar to’s name) for any purpose on its website, in its promotional materials, or in any other context except to promote’s website as specified in this Agreement. Affiliate will not register any domain name that incorporates’s name, or that is confusingly similar to’s name.

g. Affiliate will not engage in the distribution of any unsolicited bulk emails (spam) in any way mentioning or referencing or’s website.

8. Indemnification. Affiliate shall indemnify and hold harmless from any claim, damage, lawsuit, action, complaint, or other costs arising out of any breach of Affiliate’s warranties set forth in Section 7 above. Affiliate shall also indemnify and hold harmless for any damage, loss or other cost arising out of the use or misuse by Affiliate of the Promotional Materials.

9. Confidentiality. Any information that Affiliate is exposed to by virtue of its relationship with under this Agreement, which information is not available to the general public, shall be considered to be “Confidential Information.” Affiliate may not disclose any Confidential information to any person or entity, except where compelled by law, unless Affiliate obtains prior written consent for such disclosure from Any breach of this confidentiality provision by Merchant shall be considered a material breach of this Agreement and will result in irreparable and continuing damage to for which there will be no adequate remedy at law; and in the event of such breach, will be entitled to injunctive relief and/or a decree for specific performance, and such other and further relief as may be proper (including monetary damages if appropriate).

10. Term.

a. This Agreement shall take effect immediately, and shall remain in full force and effect indefinitely, or until terminated pursuant to this Section 10.

b. Either Party shall have the right to terminate this Agreement at any time and for any cause. The terminating Party must give written notice to the other Party at least 30 days prior to the intended date of termination.

11. Taxes. shall not be responsible for any taxes owed by Affiliate arising out of Affiliate’s relationship with as set forth in this Agreement. shall not withhold any taxes from the Commissions paid to Affiliate.

12. Limitation of Liability. shall not be liable for any loss of profits or costs, or for any direct, indirect, special, incidental or consequential damages, including costs associated with the procurement of substitute goods or services (whether was or should have been aware or advised of the possibility of such damage), arising out of or associated with any loss, suspension or interruption of service, termination of this Agreement, use or misuse of the Promotional Materials, or other performance of services under this Agreement.

13. Counterparts. This Agreement may be executed in several counterparts, each of which shall constitute an original and all of which, when taken together, shall constitute one agreement.

14. Severability. If any part or parts of this Agreement shall be held unenforceable for any reason, the remainder of this Agreement shall continue in full force and effect. If any provision of this Agreement is deemed invalid or unenforceable by any court of competent jurisdiction, and if limiting such provision would make the provision valid, then such provision shall be deemed to be construed as so limited.

15. Headings. The headings for section herein are for convenience only and shall not affect the meaning of the provisions of this Agreement.

16. Entire Agreement. This Agreement constitutes the entire agreement between and Affiliate, and supersedes any prior understanding or representation of any kind preceding the date of this Agreement. There are no other promises, conditions, understandings or other agreements, whether oral or written, relating to the subject matter of this Agreement.

This Agreement shall be governed by and construed in accordance with the laws of the Federal Republic of Nigeria, without giving effect to the conflict of law principles thereof. The parties irrevocably consent to the exclusive personal jurisdiction (except as to actions for the enforcement of a judgement, in which case the jurisdiction will be non-exclusive) of the federal and state courts located in Lagos State. 

This Agreement may be executed in one or more counterparts and each party consents to electronic means (online affiliate registration and approval respectively) as acceptable means to constitute a written acceptance of an authorized person for such party. Each party represents and warrants that the person executing on behalf of such party has been duly authorized to execute this Agreement.